Step 1 of 6

Start Your Mortgage Application

Provide preliminary information for PAL's pre-qualification review. These figures are self-reported and will not be treated as verified until later documentation and review.

First Name *

Last Name *

Email *

Phone *

Transaction

Loan Purpose *

Property Type *

Occupancy *

Property ZIP Code

Purchase Price / Estimated Value *

Down Payment *

Estimated Credit Score *

Estimated HOA / Month

Borrower Financial Information

Employment Type *

Gross Monthly Income *

Total Monthly Debt Payments *Auto, student, credit card minimums, personal loans, support obligations, etc.

Funds / Assets Available *

Joint Applicant

Yes, another person intends to apply jointly for this mortgage and their income/credit may be considered.

Co-Borrower First Name *

Co-Borrower Last Name *

Co-Borrower Email

Co-Borrower Phone

Employment Type

Gross Monthly Income

Monthly Debt Payments

Assets Available

Estimated Credit Score

I/We intend to apply jointly for mortgage credit with the joint applicant identified above.

I certify that the preliminary information provided is accurate to the best of my knowledge and understand that it has not yet been fully verified.

Pre-Qualification Basis: PAL may use this self-reported information to provide a preliminary pre-qualification. A pre-qualification is not a loan approval, pre-approval, rate lock, Loan Estimate, or commitment to lend. Pre-approval requires additional documentation, applicable credit review, and manual review by an authorized PAL team member. Final loan approval is made through lender underwriting.

This step does not request your Social Security number and does not itself authorize a credit pull.

Verify your email

Enter the 6-digit code sent to your email.