Terms of Use

No Commitment to Lend

Website content, calculators, examples, prequalification discussions, and application forms do not constitute a commitment to lend, guaranteed approval, locked rate, final loan terms, or financial advice. Approval requires a complete application, verification, underwriting, property review, and satisfaction of all conditions.

Estimates and Educational Information

Calculators and examples are estimates only. Actual payments, rates, APR, taxes, insurance, mortgage insurance, HOA dues, closing costs, cash to close, and qualification may differ.

User Responsibilities

• Provide accurate and lawful information.
• Do not attempt to bypass security, spam protection, verification, access controls, or rate limits.
• Do not upload malicious code, impersonate another person, or use the website for fraudulent purposes.
• Independently review important financial, tax, legal, insurance, and real estate decisions with qualified professionals.

Intellectual Property

Website design, text, logos, graphics, software, and original materials may be protected by copyright, trademark, and other laws. No rights are granted except limited personal use of the website.

Third-Party Links and Services

Links to lenders, government websites, consumer-access tools, calculators, service providers, and other websites are provided for convenience. Premier Asset Lending is not responsible for third-party content, privacy practices, availability, or security.

Disclaimer of Warranties

The website is provided on an 'as is' and 'as available' basis to the fullest extent permitted by law. Availability, accuracy, security, and uninterrupted operation are not guaranteed.

Limitation of Liability

To the fullest extent permitted by law, Premier Asset Lending is not liable for indirect, incidental, special, consequential, or punitive damages arising from website use. Applicable law may limit this provision.

Governing Law and Changes

These terms are governed by applicable federal law and the laws of California, without limiting consumer rights that cannot legally be waived. Terms may be updated, and continued use after posting indicates acceptance to the extent permitted by law.